Terms of Service

Welcome to Novus Technologies Pte Ltd (“we,” “us,” or “our”). These Terms of Service govern your use of our website and services. By accessing or using our website, you agree to comply with these Terms of Service. Please read this agreement carefully before using our services.

1. Acceptance of Terms:

By accessing or using our website, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree to these terms, you should not use our website or services.

2. Eligibility:

You must be at least 18 years old and have the legal capacity to enter into this agreement to use our services. If you are accessing our services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms of Service.

3. Services Description:

Our website offers financial technology services, including but not limited. We may update, modify, or discontinue any aspect of our services at any time without prior notice.

4. User Account and Security:

To access certain features of our services, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account information, including your username and password. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to comply with this security obligation.

5. User Conduct:

When using our services, you agree to abide by the following rules:

• a) You will not use our services for any unlawful, harmful, or fraudulent activities.
• b) You will not interfere with the proper functioning of our website or services.
• c) You will not attempt to gain unauthorized access to any part of our website, servers, or systems.
• d) You will not transmit any viruses, malware, or harmful code to our website or other users.
• e) You will not engage in any activity that could damage, disable, overburden, or impair our website or services.

6. Intellectual Property:

All content, materials, and intellectual property on our website, including but not limited to text, images, graphics, logos, videos, and software, are the property of Novus Technologies Pte Ltd or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, copy, reproduce, modify, or distribute any of our content without our prior written consent.

7. Third-Party Links and Content:

Our website may contain links to third-party websites or resources. We are not responsible for the availability, content, or accuracy of these external websites. Your use of third-party websites is at your own risk, and you should review their terms of service and privacy policies.

8. Disclaimer of Warranties:

Our website and services are provided on an “as is” and “as available” basis without any warranties or representations, express or implied. We do not guarantee the accuracy, completeness, or reliability of our services or content. Your use of our services is at your own risk.

9. Limitation of Liability:

To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use or inability to use our website or services.

10. Indemnification:

You agree to indemnify, defend, and hold harmless Novus Technologies Pte Ltd and its affiliates, directors, officers, employees, and agents from and against all claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of your use of our website or services or your violation of these Terms of Service.

11. Termination:

We may, at our sole discretion, terminate or suspend your access to our services at any time and for any reason, without prior notice or liability.

12. Governing Law and Jurisdiction:

These Terms of Service shall be governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the courts in Singapore.

13. Changes to Terms of Service:

We reserve the right to modify or update these Terms of Service at any time without prior notice. Any changes will be posted on our website.

14. Entire Agreement:

These Terms of Service constitute the entire agreement between you and Novus Technologies Pte Ltd. regarding your use of our website and services.

If you have any questions or concerns regarding these Terms of Service, please contact us at: